Pratibha Kulkarni, MD, MPH

Kelsey-Seybold Medical Group Provider
PointerLanguage(s): English, Hindi, Marathi
929 Gessner Road, Suite 1450,
Houston,
TX
77024
Joined Kelsey-Seybold: December 2020
Ways to Schedule an Appointment
My Video Profile
"I believe in putting my patients first and prioritizing their wellbeing. I feel that the best health results can be achieved when the patient and physician work together as a team."
My Biography
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Professional Background
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Professional Associations
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Hobbies and Interests
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Awards & Publications
Dr. Pratibha Kulkarni is a board-certified Internal Medicine physician. She earned her Bachelor of Medicine and Surgery degree at Jawaharlal Institute of Postgraduate Medical Education and Research (JIPMER) in Pondicherry, India, in 1977 followed by her Diploma and residency in Orthopedic Surgery in 1981. She received her Master of Public Health in 1988 at The University of Texas Health Science Center at Houston, where she also completed her residency in 1992. She completed the Master Teachers Fellowship program in 2001 at Baylor College of Medicine in Houston.
In addition to patient care, Dr. Kulkarni has held numerous academic and professional appointments, including assistant orthopedic surgeon at the Sancheti Institute for Orthopedics and Rehabilitation in Pune, India, from 1982 to1986, assistant professor, Department of Medical Specialties at M.D. Anderson from 1992 to 1994, and assistant professor, Department of Community Medicine, at Baylor College of Medicine from 1994 to 2005.
Dr. Kulkarni was in private practice from November 2005 to December 2020. She joined Kelsey-Seybold Clinic in 2021.
Dr. Kulkarni is a member of the American Medical Association, the Harris County Medical Association, and the American College of Physicians.
When time permits, Dr. Kulkarni enjoys music, gardening, and reading.
Fun Facts
Dr. Kulkarni enjoys visiting her granddaughter and watching her grow and learn. She also has an interest in history and enjoyed a family trip to Egypt several years ago.

- Kulkarni, P.R., Vernon, S.W., Jackson, G.L., Lairson, D., Davis, B.R. Stage of Diagnosis of Breast Cancer: Comparison in a Fee-for-Service and Health Maintenance Organization Practice. Med Care Vol. 27, No. 6, 1989
- Jackson, G.L., Pathak, S., Jones, L.A., Vogel, V., Kemp, K., Ota, D.M., Kulkarni, P.R., Vernon, S., Conoley, P., Mopwood, V. Breast Cancer Screening - Individualized Risk Assessment and Application of New Research Technology: Non-Protein Bound Estradiol and Chromosome Analysis. Advances in Cancer Control-Innovations and Research. Alan R. Liss Inc. 271-8, 1989.
- Kulkarni, Pratibha. Relationship Between Glucose Metabolism and Pancreatic Cancer. Letter. JAMA. Vol.284, No.12, September 2000.
Accepted Insurance
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Cigna Plans
Cigna
- Choice Fund PPO
- Choice Fund Open Access Plus (OAP)
- Cigna EPO
- Cigna HMO
- Cigna KelseyCare
- Cigna HMO Open Access (OA)
- Cigna HMO Open Access Plus (OAP)
- Cigna POS
- Cigna PPO
- Cigna Consumer Driven Health Plan (CDHP)
- Cigna Surefit
- KelseyCare powered by Cigna
- LocalPlus
- LocalPlus IN
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Humana Plans
Humana
- Humana PPO
- Humana Preferred PPO
- Humana Preferred POS (Open Access)
- Humana ChoiceCare PPO
- Humana National POS Open Access
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Blue Cross Blue Shield Plans
Blue Cross Blue Shield
The specific BCBSTX PPO and HMO plans in which Kelsey-Seybold participates are:
- Blue Edge PPO
- Blue Essentials HMO Click here to learn more about selecting a Kelsey Primary Care Physician
- Blue Choice PPO
- Blue Cross Blue Shield of Texas
- Blue Cross Blue Shield Federal Employee Program (Basic and Standard Option)
- Health Select of Texas - ERS
- TRS-ActiveCare Primary Click here to learn more about selecting a Kelsey Primary Care Physician
- TRS-ActiveCare Primary+ Click here to learn more about selecting a Kelsey Primary Care Physician
- TRS-ActiveCare HD
- TRS-ActiveCare 2
- UT SELECT
Kelsey-Seybold will not participate in the following BCBSTX plans: Blue Premier, Blue High-Performance network, Marketplace plans: My Blue Health, and Blue Advantage HMO, or any BCBSTX Medicare products. View FAQ (pdf)
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Aetna Plans
KelseyCare Aetna
Aetna PPO, POS, and EPO Plans
Kelsey-Seybold Clinic is an in-network provider for most Aetna PPO, POS, and EPO plans*, including:
- Aetna Select
- Open Access Select
- Elect Choice
- Aetna Open Access Elect Choice
- Aetna Choice POS II
- Managed Choice
- Open Choice PPO
Aetna IVL (Marketplace)
ON Exchange Effective January 1, 2022
- Aetna CVS Bronze: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston HMO
- Aetna CVS Bronze: Low-Cost Walk-In Clinic Visits, Telehealth, Store Discounts, Houston HMO
- Aetna CVS Silver 2: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston HMO
- Aetna CVS Gold: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston HMO
- Aetna CVS Silver 1: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston HMO
OFF Exchange Effective January 1, 2022
- Aetna CVS Bronze: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston HMO
- Aetna CVS Bronze: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston, Ped Dental HMO
- Aetna CVS Silver 2: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston, Ped Dental HMO
- Aetna CVS Bronze: Low-Cost Walk-In Clinic Visits, Telehealth, Store Discounts, Houston HMO
- Aetna CVS Bronze: Low-Cost Walk-In Clinic Visits, Telehealth, Store Discounts, Houston, Ped Dental HMO
- Aetna CVS Silver 1: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston, Ped Dental HMO
- Aetna CVS Silver 2: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston HMO
- Aetna CVS Silver 3: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston, Ped Dental HMO
- Aetna CVS Gold: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston HMO
- Aetna CVS Gold: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston, Ped Dental HMO
- Aetna CVS Silver 1: $0 Walk-In Clinic Visits, Telehealth, Store Discounts, Houston HMO
*Kelsey-Seybold does not participate in any commercial Aetna HMO and HNO plans, including Aetna QPOS.
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UnitedHealthcare Plans
UnitedHealthcare (UHC)
- UnitedHealthcare Charter
- UnitedHealthcare Choice
- UnitedHealthcare Choice Plus
- UnitedHealthcare Core
- UnitedHealthcare Core Plus
- UnitedHealthcare Navigate
- UnitedHealthcare Navigate Plus
- UnitedHealthcare NexusACO
- UnitedHealthcare Options PPO
- UnitedHealthcare Select
- UnitedHealthcare Select Plus
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Kelsey Plans
Kelsey Plan
When you select a Kelsey Plan, you’re choosing the doctors at Kelsey-Seybold Clinic to deliver and coordinate your care. Learn more here.
KelseyCare Advantage
KelseyCare Aetna
Kelsey-Seybold does not participate in Aetna HMO and HNO plans, including Aetna QPOS.
KelseyCare Powered by Cigna
HMO - More Information
KelseyCare Humana
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Other Plans
Allied Benefit Systems/NGBS
Federal Employee Health Benefits (FEHB)
- APWU Health Plan Nationwide – CDHP with UnitedHealthcare PPO
- APWU Health Plan Nationwide – High Option with Cigna PPO
- GEHA Benefit Plan Nationwide – High & Standard Options with UnitedHealthcare Choice Plus
- NALC Nationwide with Cigna OAP
- NALC Value Option Nationwide with Cigna OAP
- SAMBA Nationwide – High & Standard with Cigna OAP
- Blue Cross Blue Shield – Standard Option
- Blue Cross Blue Shield – Basic Option
Great West Healthcare (also known as Cigna-GWH)
- POS
- PPO
- Open Access
HealthSmart PPO
Medicare
Kelsey-Seybold Clinic accepts the following Medicare Advantage Plans: KelseyCare Advantage, Aetna Medicare Advantage PPO and WellCare TexanPlus plans. Effective January 1, 2009, Kelsey-Seybold Clinic does not accept new patients with traditional Medicare.
MultiPlan PPO
Private Healthcare Systems PPO (PHCS)
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Medicare Advantage Plans
Education and Board Certifications
Medical School
- Jawaharlal Institute of Postgraduate Medical Education and Research (JIPMER), Pondicherry, India, 1977, Bachelor of Medicine and Surgery, 1981, Diploma in Orthopedic Surgery; The University of Texas Health Science Center at Houston, 1988, Master of Public
Internship/Residency
- JIPMER, Orthopedic Surgery Residency, 1981; The University of Texas Health Science Center at Houston, Public Health Residency, 1992
Board Certifications
- American Board of Internal Medicine - Internal Medicine